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— White-Label Platform · Fintech

Launch a neobank on a real ledger.

A white-label digital banking platform with KYC/AML onboarding, a real-time double-entry core ledger, virtual cards, multi-currency wallets, payments and micro-lending — the hard, regulated core, production-hardened and yours to own.

Real-timedouble-entry ledger · KYC/AML · source code included · live in weeks
Real-timeDouble-entry core ledger
KYC/AML& compliance built in
FullSource-code transfer
WeeksTo go live
— What it does

The regulated core, already built.

The parts that take fintechs a year and a compliance team — ledger, KYC, cards, payments — pre-built, audited and battle-tested.

— 01

Onboarding & KYC/AML

Identity verification, sanctions and PEP screening, and risk scoring — compliant from the first signup.

  • ID & document verification
  • Sanctions / PEP screening
  • Risk scoring
— 02

Real-time core ledger

A double-entry ledger that's always balanced and auditable — the source of truth for every cent.

  • Double-entry accounting
  • Real-time balances
  • Immutable audit trail
— 03

Cards & wallets

Issue virtual and physical cards and multi-currency wallets, with controls and instant freeze.

  • Virtual & physical cards
  • Multi-currency wallets
  • Spend controls
— 04

Payments & transfers

Domestic and cross-border payments, P2P transfers and FX — wired to payment rails and processors.

  • Transfers & P2P
  • Cross-border & FX
  • Rails & processor integration
— 05

Micro-lending

Configurable lending with scoring, disbursement, repayment schedules and collections.

  • Credit scoring
  • Disbursement & repayment
  • Collections
— 06

Apps & admin

Native banking apps for customers plus an ops console for support, compliance and finance.

  • iOS · Android · web
  • Ops & compliance console
  • Your branding
— How it works

The architecture, end to end.

Customers onboard through KYC/AML, every movement posts to a real-time double-entry ledger, cards and payments run on integrated rails, and an ops console gives compliance and finance full control.

Deployed in your cloud or a private VPC · PCI-aware · encrypted & audit-logged · regulator-ready reporting

— Connects to

Plugs into the stack you already run.

Connects to the processors, rails and compliance providers fintech runs on.

Stripe
Marqeta
Plaid
Onfido
SWIFT
SEPA
Visa / MC
Twilio
iOS
Android
Postgres
Your VPC
— Deployment

From licence to live banking in weeks.

You configure and brand a production-hardened core — not build a ledger from scratch and hope it balances.

01

Discovery — Week 0

We map your product, jurisdiction, rails, KYC provider and compliance needs, and scope the build.

02

Configure — Weeks 2–4

We brand the apps, wire up processors, KYC and rails, and configure the ledger and lending rules.

03

Validate — Weeks 4–6

Security review, PCI checks and end-to-end reconciliation testing with your team and partners.

04

Launch & hand over — Week 6+

Go live and receive full source-code transfer and documentation. Optional support retainer.

— Enterprise-grade

The hardest 80%, already done.

You inherit the regulated core — ledger, KYC, cards, reconciliation — then own the code and build your edge.

— 01 · A ledger you can trust

Balanced, real-time, auditable.

The double-entry core is the part fintechs most often get wrong. Ours is real-time, always balanced and fully auditable — with reconciliation and regulator-ready reporting, so finance and compliance sleep at night.

— 02 · You own the source code

No licence fees. No lock-in.

You receive a clean transfer of the complete source code, infrastructure-as-code and documentation. Rebrand it, extend it, host it anywhere — it's yours forever, not a black-box SaaS you rent.

— Frequently asked

The questions fintech founders ask first.

Something missing? Email Prakash directly — same-day replies, no SDR layer.

Is the ledger really double-entry and real-time?
Yes. Every movement posts as balanced debits and credits to a real-time core ledger that's always reconcilable and fully auditable — the source of truth the rest of the platform builds on.
Do we own the source code?
Yes. On launch you receive the complete source code, infrastructure-as-code and documentation. No licence fees or lock-in — it's your platform to run and extend.
What about KYC/AML and compliance?
Onboarding includes identity and document verification, sanctions and PEP screening and risk scoring, with ongoing monitoring and regulator-ready reporting. We integrate your preferred KYC provider and rails.
Are we a bank / how do licences work?
The platform is your technology core; banking licences, sponsor-bank or EMI relationships and processor agreements are yours. We build to your regulatory model and integrate the partners you choose.
Can we issue cards and do cross-border payments?
Yes — virtual and physical card issuing via processors like Marqeta, plus domestic and cross-border payments and FX through rails like SEPA, SWIFT and your chosen providers.
How is it priced?
A fixed platform and configuration fee with source code included, plus an optional support retainer. Book a demo for a scoped quote.
— See the core ledger live

Book a demo. Watch a transaction settle.

A 30-minute session with Prakash or a senior engineer — never an SDR. We'll walk the ledger, KYC and card flows and map the platform to your banking model.

Book a live demo
— Founder will reply personallyPrakash Singh · Matrytech